E-Sign Consent

E-SIGN CONSENT

PLEASE PRINT AND RETAIN A COPY OF THIS CONSENT AGREEMENT FOR YOUR RECORDS.

You are submitting a request to be matched with one of the third-party lenders and/or debt relief partners in CrediCare Solutions, LLC’s (“CrediCare”) network. To offer and contract with you, these third-party providers are required by law to provide you with certain communications, notices, disclosures, information and other materials (“Communications”). These third-party lenders and/or debt relief partners must obtain your consent in order to provide you with these Communications electronically. You are similarly electronically agreeing to the Terms of Service associated with CrediCare.

CONSUMER CONSENT

By submitting your request to be matched with lender and/or debt relief provider, you affirmatively consent and agree to receive all Communications required under law electronically. These Communications may be delivered to you via email or online at the website of CrediCare and/or the third-party lending service provider, or third-part debt relief provider. You further affirmatively consent that your electronic signature on agreements and documents has the same effect as if you signed them in ink.

SCOPE OF CONSENT

Your consent provided in Section 1 to receive Communications and to do business electronically applies to your request to CrediCare to be matched with third party lenders and debt relief service providers. Your consents also apply to all online interactions between you and the third-party lenders and third part debt relief service providers, including those conducted via mobile devices. They also apply to your communications with CrediCare.

WHAT YOU NEED – HARDWARE AND SOFTWARE REQUIREMENTS

In order to access and retain the Communications electronically, you will need the following:

  • Internet access through a browser that includes 128-bitencryption. Recommended browser standards
  • are Microsoft Internet Explorer 8.0 and above, Mozilla Firefox 3.6 and above, Safari 7 or above.
  • Access to an email account
  • Adobe Acrobat Reader 6 or above
  • A printer or the ability to print the Communications
  • Long term storage device (such as your computer’s disk drive) to retain a copy of the Communications
REQUESTING PAPER RECORDS

You may request paper copies of any Communications at no charge to you by contacting the third-party lenders and/or third-party debt relief service provider directly. Their contact information can be found on their website. You may also request paper copies of any communications or documents that you receive from CrediCare by contacting CrediCare via its website and specifically requesting the paper forms.

WITHDRAWING YOUR CONSENT

Because your consent may be required for some third-party lenders and/or debt relief partners to respond to your request and return loan and debt relief options, your consent may not be withdrawn during the matching process. However, if you are matched with one or more third party lender or debt relief service provider, you may withdraw your consent to do business electronically directly with those third-party lenders or debt relief service providers.

CONTACT INFORMATION

You should keep third party lenders/debt relief service providers and CrediCare informed of any changes to your contact information. You may update such information by logging into the third-party lender’s or third-party debt relief service providers website or by sending the providers and CrediCare a written update by (electronic) mail.

LEGAL EFFECT

BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH THE LENDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OVER THE INTERNET.